You guys, this is the bomb!  I deviated from the recipe below by using self-rushing whole wheat flour because I couldn't find the other two in Australia, but it was a crowd pleaser so I'd say that's an option for you too.  let me know if you wind up making this, I love feedback!  And don't tell anyone it's clean...they'll never know they're missing out on butter, oil, sugar or eggs.  And my kids loved it!  Serving size is 1 slice (1 yellow) and add with ¾ cup plain greek yogurt OR 2 eggs (cooked any style) (1 red) for a delicious breakfast. Otherwise, it's a great snack to have on hand. 

Ingredients:
1 1/2 c spelt flour (or GF oat flour) * I used whole wheat self-rising flour in mine and it was a hit
1 t baking soda
1/2 tsp baking powder
1/2 tsp salt
1/2 tsp nutmeg
1/2 tsp (heaping) ground cinnamon
1/2 tsp allspice
1/4 tsp ground cloves
1 TBSP ground flax seed
3 TBSP warm water
1 c pumpkin puree
1/2 c applesauce
1 banana, mashed
3 TBSP maple syrup
1/2 c chocolate chips (or more depending on your taste) nuts could be added instead

Directions:
1. Preheat oven to 350
2. Whisk together the ground flax seed and warm water in a small bowl or mug. Let stand for at least 2 minutes
3. In a medium bowl, combine remaining dry ingredients.
4. In another medium bowl, mix together the wet ingredients, including the flax seed/water mixture. 
5. Combine wet and dry ingredients . Mix until smooth and without lumps.
6. Fold in chocolate chips
7. Pour into a greased loaf pan and bake 30 minutes, or until toothpick comes out clean. 

**I doubled the recipe so I had one for my family and one to give away!  It was the thought that counts because my family ate this whole loaf in 24 hours so we used the second loaf.  That someone else turned into being US :)